Net Revenue by Geography
APAC Revenue Net of Interest Expense
+0.57%
+5.8%
United States Revenue Net of Interest Expense
-0.32%
-3.17%
LACC Revenue Net of Interest Expense
-2.55%
-22.74%
Other Revenue Net of Interest Expense
+0.42%
+4.33%
EMEA Revenue Net of Interest Expense
-0.59%
-5.78%
Net Revenue
Corporate & Other Revenue Net of Interest Expense
+1.31%
+13.94%
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense
+0.95%
+9.89%
International Card Services (ICS) Revenue Net of Interest Expense
-0.06%
-0.64%
U.S. Consumer Services (USCS) Revenue Net of Interest Expense
+0.03%
+0.33%
Commercial Services (CS) Revenue Net of Interest Expense
-2.93%
-25.73%
Net Revenue
Corporate & Other Revenue Net of Interest Expense (Pre-FY2022)
+0.95%
+9.93%
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense (Pre-FY2022)
+0.45%
+4.6%
Global Consumer Services Group (GCSG) Revenue Net of Interest Expense
-1.14%
-10.84%
Global Commercial Services (GCS) Revenue Net of Interest Expense
-0.48%
-4.74%
EBT
Corporate & Other Pretax Income
+0.79%
+8.2%
Global Merchant and Network Services (GMNS) Pretax Income
-0.59%
-5.74%
U.S. Consumer Services (USCS) Pretax Income
-0.63%
-6.16%
International Card Services (ICS) Pretax Income
-0.32%
-3.19%
Commercial Services (CS) Pretax Income
-0.48%
-4.69%
EBT
Global Commercial Services (GCS) Pretax Income
+2.85%
+32.39%
Corporate & Other Revenue Pretax Income (Pre-FY2022)
-0.14%
-1.44%
Global Merchant and Network Services (GMNS) Pretax Income (Pre-FY2022)
-0.86%
-8.28%
Global Consumer Services Group (GCSG) Pretax Income
-1.02%
-9.72%
Cards-in-Force
Cards-in-Force
-2.81%
-24.79%
Basic Cards-in-Force
Basic Cards-in-Force
-2.69%
-23.88%
Global Average Basic Card Member Spending
Global Average Basic Card Member Spending
+1.22%
+12.94%
Average Fee per Card
Average Fee per Card
-0.79%
-7.64%
Average Loans
Net Interest Yield on Average Card Member Loans
Net Interest Yield on Average Card Member Loans
-1.81%
-16.73%
U.S. Consumer Services Billed Business Volume
U.S. Consumer Services Billed Business Volume
-0.49%
-4.78%
Commercial Services Billed Business Volume
Commercial Services Billed Business Volume
+2.52%
+28.26%
International Card Services Billed Business Volume
International Card Services Billed Business Volume
-3.39%
-29.19%
Total Billed Business Volume
Total Billed Business Volume
+1.65%
+17.8%
Processed Volume
Processed Volume
+2.08%
+22.81%
Total Network Volume
Total Network Volume
+2.38%
+26.48%
