Net Revenue by Geography
United States Revenue Net of Interest Expense
+0.41%
+4.14%
Other Revenue Net of Interest Expense
-2.08%
-18.97%
EMEA Revenue Net of Interest Expense
-1.16%
-11.04%
LACC Revenue Net of Interest Expense
-2.12%
-19.28%
APAC Revenue Net of Interest Expense
-1.98%
-18.16%
Net Revenue
U.S. Consumer Services (USCS) Revenue Net of Interest Expense
+1.09%
+11.4%
Commercial Services (CS) Revenue Net of Interest Expense
+1.71%
+18.45%
International Card Services (ICS) Revenue Net of Interest Expense
+1.17%
+12.37%
Corporate & Other Revenue Net of Interest Expense
-1.67%
-15.51%
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense
-1.88%
-17.31%
Net Revenue
Corporate & Other Revenue Net of Interest Expense (Pre-FY2022)
+1.86%
+20.2%
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense (Pre-FY2022)
-1.1%
-10.5%
Global Commercial Services (GCS) Revenue Net of Interest Expense
-1.24%
-11.73%
Global Consumer Services Group (GCSG) Revenue Net of Interest Expense
-2.63%
-23.43%
EBT
International Card Services (ICS) Pretax Income
+1.88%
+20.51%
Global Merchant and Network Services (GMNS) Pretax Income
+2.79%
+31.7%
U.S. Consumer Services (USCS) Pretax Income
+1.02%
+10.65%
Commercial Services (CS) Pretax Income
-2.12%
-19.25%
Corporate & Other Pretax Income
-0.68%
-6.55%
EBT
Global Consumer Services Group (GCSG) Pretax Income
+3.86%
+46.02%
Global Merchant and Network Services (GMNS) Pretax Income (Pre-FY2022)
+1.25%
+13.26%
Global Commercial Services (GCS) Pretax Income
-1.63%
-15.18%
Corporate & Other Revenue Pretax Income (Pre-FY2022)
-2.93%
-25.75%
Cards-in-Force
Basic Cards-in-Force
Basic Cards-in-Force
+2.34%
+26.06%
Global Average Basic Card Member Spending
Global Average Basic Card Member Spending
-0.36%
-3.54%
Average Fee per Card
Average Fee per Card
+2.5%
+27.99%
Average Loans
Average Loans
-1.17%
-11.08%
Net Interest Yield on Average Card Member Loans
Net Interest Yield on Average Card Member Loans
+1.7%
+18.35%
U.S. Consumer Services Billed Business Volume
U.S. Consumer Services Billed Business Volume
+2.7%
+30.58%
Commercial Services Billed Business Volume
Commercial Services Billed Business Volume
+1.51%
+16.12%
International Card Services Billed Business Volume
International Card Services Billed Business Volume
-1.67%
-15.5%
Total Billed Business Volume
Total Billed Business Volume
-2.75%
-24.31%
Processed Volume
Processed Volume
-2.24%
-20.24%
Total Network Volume
Total Network Volume
+1.4%
+14.9%
